My Dad was from Brooklyn, He told me, when I was a lad, “Never fuck around with a Brooklyn Boy!”
That is sound advice.
I used to work with a guy who, one time, when his wife was ill, and he was the only income in their two income household, fell behind on some bills. He is an ex street medic, himself, and, well, not in the “shit” business: he did not talk shit, he would not take shit.
So TINS, this one tine he received a call from one creditor, who, once my friend had explained that he, the creditor, would not be receiving money in the near future, and would indeed be paid, once the finances in the household were approaching stabilty, responded (the creditor), “Oh, so you do not think that I can find you?”
My friend paused, and counseled this asshole. “Well, no, I do not think about that issue, one way or the other. But, now that you have brought it up, it is my opinion that, should your luck be exceedingly poor, you just might, indeed, find me. Have a nice day!”
My friend never saw that jackwagon, ever.
Years and years ago, I fell behind on my mortgage. (something about unemployment…) I was in touch with my lender, thinking that absence of surprise would be to my advantage.
Wrong.
I asked about any sort of program for an unemployed soul, whereby I could make partial payments, and have the arrearage added to later payments.
Nope.
Could I miss a couple of payments, and have them added to the tail end of my mortgage? I would continue to pay interest.
Nope.
Well, after buying groceries, and sucklike, gotta tell you that there simply was NOT the money to pay the house payment.
So, one day, a month or two into this niceness, I received a phone call from the mortgage company. The mortgage company asshole on the other end of the line advised me, “We are going to come out to inspect the house.”
“Why are you telling me this? You can drive by any time that you like.”
“Uh, no. We will come in and inspect the house.”
(my response)”Uh, no, you are not. You might make an appointment to come out, when I am home, and it is possible that I might escort one of your personnel to view selected portions of my house, but you are not simply going to ‘come in and inspect the house’. Not going to happen.”
(Mortgage Asshole) “You think you can stop us?”
(me) “Interesting that you should ask that question. Yeah, I know that I can stop you. If you do, indeed, plan to simply waltz in here without my permission, send orphaned bachelors, because whoever you send to walk on in, will be carried out.”
“Is that a threat?”
(me) “Nope, that is a prediction. Let’s consider this: you have just now threatened to have stranger or strangers break into my occupied home, and I have told you that that sort of activity will end poorly, for everyone. You threatened me with a B and E, I told you what my response will be. Your move.”
Oddly, nobody came over to “inspect” the house. What a surprise.